You may have made it through your working years without giving Medicaid eligibility a second thought if you were fortunate enough to be covered under an employer-sponsored or privately purchased health insurance policy. As a senior, however, you may find that eligibility for Medicaid is crucial to help cover the high cost of long-term care. Eligibility for Medicaid depends, in large part, on your income and countable resources. With that in mind, the Grand Forks Medicaid planning attorneys at … [Read more...] about What Counts as Income and Countable Resources for Medicaid Eligibility in North Dakota?

Like many people who are nearing their retirement years, you may be concerned about the likelihood that you (or your spouse) will need long-term care (LTC) at some point.  As you likely know, the cost of LTC can be exorbitant. Medicaid may be able to help; however, you may also be worried about losing your home if you turn to Medicaid for help. To help prepare you for the future, the Grand Forks Medicaid planning attorneys at German Law explain Medicaid eligibility in North Dakota and … [Read more...] about Can Medicaid Take My Home If I Need to Qualify for the Program?

Have you considered the possibility that you will need to pay for long-term care (LTC) when you are older? If not, you should. Given the high cost of nursing home care, many seniors turn to Medicaid to help cover those expenses. Qualifying for Medicaid, however, could threaten your retirement nest egg if you failed to plan. For example, if you are one of the many people who is planning for retirement by funding an Individual Retirement Account (IRA), you need to consider whether Medicaid can … [Read more...] about How Will a Retirement Account Impact Medicaid Eligibility?